Our priority is to provide the top quality mortgage advice to our clients and that requires skilled and experienced mortgage advisers.
When it comes to your remortgage, our advisers leave no stone unturned.
We have access to the UK’s leading mortgage lenders – those you have heard of and some that you most likely have not.
Why remortgage?
Securing a Lower Interest Rate
If interest rates have decreased since the original mortgage was taken out, remortgaging allows you to secure a new mortgage with a lower interest rate, potentially reducing monthly payments.
Accessing Equity
You may choose to remortgage to release equity from your property. This involves borrowing more than the remaining mortgage balance and using the additional funds for various purposes, such as home improvements, debt consolidation, or other financial needs.
Consolidating Debts
Remortgaging provides a way to consolidate high-interest debts by incorporating them into your mortgage. This can lead to lower overall interest rates and simplified debt management.
Avoiding a Mortgage Rate Increase
If your current mortgage deal is about to end, and you anticipate an increase in interest rates, you might remortgage to lock in a more favourable rate.
Frequently asked questions
Yes, remortgaging allows you to release equity from your property for purposes like home improvements or debt consolidation.
Fees may include arrangement fees, advice fees, valuation fees, and legal fees. Check the total costs before deciding.
Remortgaging can lower monthly payments if you secure a new deal with a lower interest rate.
Check your existing mortgage for early repayment charges, as they may impact the cost-effectiveness of remortgaging.
A healthy credit score is crucial for securing a more favourable remortgage deal. Improve it if necessary.
Yes, remortgaging allows you to switch to a fixed-rate mortgage, providing stability against interest rate fluctuations.
We review your overall finances, from everyday income and outgoings to long term goals and ambitions. We make sure everything we recommend is achievable and affordable.
Our fully qualified mortgage advisers look at every aspect of your mortgage and the bigger picture. We assess your assets and liabilities, long-term financial needs and how your mortgage can work smarter to achieve what you want now and in the future.
Our Process
Fill out the form
Our remortgage process begins with a streamlined and user-friendly form, designed to gather essential information about your financial situation and mortgage needs.
Speak with our advisors
You will be connected with one of our experienced and knowledgeable advisors who will assess your eligibility for different remortgage options, and present you with a tailored set of recommendations.
Remortgage
Our team will guide you through the necessary steps to secure the remortgage solution that best suits your needs. Our goal is to make the transition as efficient and stress-free as possible.
OUR COMMITMENT TO YOU
Our advisers are trained to give tailored professional advice as well as the highest standards of customer service.
Our aim is to build long term relationships with our clients.
